Selling your car can be an exciting yet daunting process. Car sellers must have valid insurance cover for their car as it is a legal requirement. Driving an uninsured car is illegal so make sure to secure insurance cover for peace of mind.
A common option for sellers is to opt for temporary car insurance. Available from 1 to 28 days, temporary car insurance covers accidental damage, third-party liability, theft, and fire.
Understanding temporary car insurance
Temporary car insurance is comprehensive cover for your vehicle – it swoops in when you need it most, providing short-term coverage that can last anywhere from 1 to 28 days.
I want to sell my car but how does it differ from annual policies?
Unlike your typical annual policy that can tie you down for 12 months, short term car insurance gives you the freedom to choose your own adventure.
It’s perfect for those in-between moments when you’re not quite ready to commit to a long-term policy with your insurance provider. Plus, it won’t affect your no-claims bonus on your regular policy.
Benefits of temporary car insurance when selling your car
Now, let’s talk about why temporary car insurance is your new best friend when you’re waving goodbye to your old motor. It’s not just about ticking boxes – it’s about making your life easier and keeping your wallet happy.
Flexibility
Selling a car isn’t an exact science. Sometimes it sells in a day, and other times it might take a few weeks to find the right buyer. Short term cover lets you roll with the punches, extending or shortening your cover as needed.
Protecting your no-claims discount
Your no-claims bonus is like a highly valuable in the insurance world. With flexible temporary car insurance, you can keep it safe and sound. Jaunt temporary car insurance cover won’t affect your no claims discount.
Cost-effective coverage
Why pay for a whole year when you only need a few days or weeks? A temporary car insurance policy lets you pay for exactly what you need, no more, no less.
How to get a temporary car insurance policy?
You will need to answer a few questions about yourself, your driving history, the car that you want to insure and how long you want cover for. You must meet Jaunt’s age requirements and also hold a full, valid full UK driving licence and have done so for at least 6 months, or 3 months if you’re over 25.
You also need to have a current permanent UK address. Once you have provided this information and providing you meet the eligibility criteria you will be given a quote. If you accept and pay, your comprehensive cover will begin.
What happens to temporary insurance when you sell a car?
Since temporary insurance is specifically tailored to the car you own, it doesn’t transfer to the new owner.
It’s essential to inform your insurance provider about the sale to ensure proper cancellation and avoid unnecessary charges. Remember, the new owner must secure their own insurance to legally drive the vehicle.
How to cancel your temporary car insurance?
Once your own car is sold, cancelling your temporary car insurance is a straightforward process with Jaunt.
First, gather all relevant policy information, such as your policy number and personal details. Contact your Jaunt directly, either through our customer service helpline or via email.
Tell us your intention to cancel and provide the necessary information. Be sure to ask about any potential cancellation fees.
Frequently asked questions
Let’s wrap things up by addressing some common questions about temporary car insurance when selling your vehicle. Think of this as your cheat sheet for acing the car-selling game.
Jaunt temporary car insurance policies typically ranges from 1 hour to 28 days.
Short term cover insurance is separate from an annual policy, so it won’t impact your no-claims bonus.
While the daily rate might be higher, temporary cover can work out cheaper overall if you only need cover for a short period.
Temporary car insurance costs are influenced by a variety of factors such as the driver’s age and driving history. The type of car and the duration of coverage can affect the price.
